By David Lewis Jr – Kemper Life Agent | Serving Richmond & All of Virginia
Call: (804) 555-1212
“Life Insurance Virginia” is one of the most commonly searched phrases for statewide coverage. Residents look for affordable term life, whole life, and final expense coverage tailored to Virginia regulation and pricing. Whether you live in Richmond, Roanoke, Lynchburg, or Virginia Beach, carriers typically offer level premiums, simplified underwriting, and guaranteed options for seniors. This page serves as a starting point for comparing statewide companies.
Consumers searching for “life insurance in Virginia” often want quick quotes, local agents, and reliable companies licensed by the SCC Bureau of Insurance. Options range from term life for mortgage protection to final expense policies designed for seniors. Richmond, Northern Virginia, and Tidewater markets have the highest concentration of carriers.
Life of Virginia Insurance was a longstanding Richmond-based life insurance provider whose policies were later absorbed into larger national carriers. Many residents still hold legacy Life of Virginia policies. If you need help understanding or replacing old coverage, you can request updated options through your local Richmond life insurance agent.
Settlers Life Insurance Company, headquartered in Bristol, Virginia, was known for affordable burial and final expense plans. The company became part of National Guardian Life. Residents in Southwest Virginia still search for Settlers Life to manage old policies or compare alternatives. Modern equivalents include final expense life insurance policies available statewide.
Genworth remains a major employer in Lynchburg and historically offered life insurance, annuities, and long-term care products. While its product line has changed, many residents still hold Genworth long-term care or annuity contracts. The Lynchburg headquarters continues servicing legacy policies, and consumers often seek alternatives through independent agents when replacing older coverage.
MassMutual maintains a strong presence in Virginia Beach and Hampton Roads. The company is known for whole life insurance, disability insurance, and annuity products. Virginia residents searching for “MassMutual Virginia Beach” typically want a high-rated national carrier with long-term policy guarantees. Independent agents help compare MassMutual with smaller Virginia-focused insurers.
Richmond is one of the top life insurance markets in Virginia. Consumers often look for fast quotes, same-day coverage, and agents who understand the needs of Richmond families. Many compare term life, whole life, and funeral/burial insurance options with local representatives. The city is home to several legacy insurers including Home Beneficial Life and Life of Virginia.
Roanoke residents frequently search for affordable term life, senior policies, and health-related insurance products. The region has ties to Shenandoah Life and other long-standing carriers. Newer options include simplified-issue whole life and guaranteed issue policies for older adults or individuals with health conditions.
Danville’s insurance needs often focus on working families, mortgage protection, and senior burial policies. Independent agents serve most of the market, offering term life, whole life, and guaranteed acceptance options. Many search for quick quotes without medical exams.
Virginia Beach has one of the largest concentrations of military families and federal employees in the state. This drives demand for affordable term life, FEGLI comparisons, and replacement whole life policies. Residents often compare national carriers with local agents for personalized service.
The Norfolk market includes private health plans, ACA marketplace coverage, and Medicare supplement policies. While not life insurance, Norfolk residents often search for both health and life insurance simultaneously when evaluating total family coverage.
Richmond seniors looking for Medigap plans frequently compare Plan G and Plan N due to stable premiums and broad coverage. Many residents pair Medigap coverage with whole life insurance to cover funeral expenses and final bills.
