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Expert Advice from an Insurance Professional
Find Affordable Life Insurance In Richmond VA Now!
Get an Affordable Life Insurance QuoteCall now —
Or book a free 15-minute consult: Book a free consultation with David Lewis Jr. David Lewis Jr. Insurance
If you live in The Fan, Church Hill, Scott’s Addition, Shockoe Bottom, Near West End, or anywhere across Richmond and surrounding Chesterfield/Henrico counties — I’ll meet you where you are and get you covered. My name is David Lewis Jr. I specialize in affordable final expense and guaranteed whole life for working families, small business owners, and busy parents who want a simple, no-pressure way to protect family and legacy.
(Quick links: get a quote for final expense → Final Expense Insurance Quote. Learn about guaranteed acceptance → Guaranteed Acceptance Life Insurance. General burial/final expense info → Burial Insurance & Final Expense. Contact → Contact David.)
Working-class families in Richmond who need $5k–$25k of coverage for final expenses.
Small business owners who need key-person or buy-sell life policies.
Parents who want a simple whole life policy for their child or spouse.
Seniors who want guaranteed acceptance coverage with no medical exam.
Affordable monthly payments structured to fit working budgets (many clients pay less than $60/month).
Guaranteed acceptance options when qualifying medically is difficult. (See the guaranteed plan.) Guaranteed Acceptance Life Insurance.
Fast, local service—I can come to your home, workplace, or meet at a community spot in Richmond. Book online:
Call or book: (804) 551-9526 or click to book.
Short consult: 10–15 minutes to match the right product to your budget.
Fast issue: Complete the application — many clients are approved quickly and have coverage in days.
“David made everything easy. He met me at my job; policy was issued within a week.” — M. Harris, Scott’s Addition
“I wanted something small to cover funeral costs and not leave my kids with a bill — David walked me through options.” — L. Nguyen, Northside
Q — What is final expense insurance and who needs it?
A — Final expense is a small whole life policy designed to cover funeral costs, unpaid bills, and leave a little cash for family. It’s ideal for seniors and families who want a guaranteed payout without complicated underwriting.
Q — Do I need a medical exam?
A — Some plans require health questions or a short phone interview; guaranteed acceptance plans do not require an exam. See guaranteed options here: Guaranteed Acceptance Life Insurance.
Q — How much coverage should Richmond families buy?
A — A common range is $5,000–$25,000 for final expense. For family income replacement, agents often recommend 10–12x annual income — but every plan should match your budget and goals. Get an instant local quote → Final Expense Insurance Quote.
Q — Do you serve all Richmond neighborhoods?
A — Yes — I meet clients across Richmond (The Fan, Church Hill, Jackson Ward, West End, Chesterfield, Henrico) and can do phone or in-person appointments. Visit Richmond VA
The Fan | Scott’s Addition | Church Hill | Jackson Ward | Shockoe Bottom | Near West End | Northside | Bon Air | Bryan Park.
I regularly work with local churches, small business owners, and community leaders to run low-cost workshops on life insurance and legacy planning. Richmond’s network of Black-owned businesses and community maps make it easier to connect directly with neighbors and local employers.
Call now
Book online: Book a free consult. David Lewis Jr. Insurance
Quick quote: Fill the short form below (name, phone, ZIP) and I’ll text you back within business hours.
Get specific product pages: Burial/final expense → Burial & Final Expense Info. Guaranteed acceptance → Guaranteed Acceptance. Final expense quote → Get a quote.
