Local Life Insurance Protection for Richmond Entrepreneurs

As a small business owner in Richmond, VA, your business isn’t just your livelihood — it’s your legacy. You’ve poured time, money, and effort into building something that supports your family and your employees. But what would happen if you or a key partner suddenly passed away?

That’s where life insurance for business owners comes in. I’m David Lewis Jr, a local Kemper Life Insurance Agent, and I help entrepreneurs, contractors, and small family-run businesses across Richmond, Henrico, Chesterfield, and Petersburg protect what they’ve worked so hard to build.

Life Insurance Options for Business Owners

• Key Person Insurance – Protects your business if a vital team member passes away. The policy provides funds to keep your business running during recovery.
• Buy-Sell Agreements – Ensures smooth ownership transfer between partners. Life insurance funds can buy out a deceased partner’s share without straining the business.
• Family Protection Plans – Combine personal and business coverage so your loved ones and your company are both financially secure.
• Whole & Term Life Options – Choose between short-term affordability and lifelong protection to match your business goals.

Why Richmond Business Owners Choose David Lewis Jr

• Local expertise – I understand Richmond’s small business community, from auto shops on Hull Street to salons, daycares, and local food trucks.
• No-pressure approach – I take the time to understand your business goals before recommending coverage.
• Fast approval process – Affordable policies available with simple applications and no long wait times.
• Trusted Kemper Life representative – Backed by one of America’s most respected life insurance companies.

My goal is to make sure every small business owner in Richmond has a safety net — not just for their company, but for their family’s financial future too.

Protect What You’ve Worked For

You’ve worked hard to build your business. Don’t let one unexpected event undo everything. With the right life insurance in place, your business can continue to operate, your employees can stay paid, and your family can remain financially secure.

I’ll help you find a policy that fits your budget and your long-term goals — without the confusion or corporate red tape.

Get Your Free Business Owner Life Insurance Quote

Complete the short form below or call me directly at (804) 551-9526. Let’s build a plan that protects both your family and your business.