Guaranteed Life Insurance in Richmond, VA

Peace of Mind — No Matter Your Health History

Sometimes life doesn’t go as planned. Health changes, medical bills pile up, and traditional insurance can feel out of reach. That’s why I offer Guaranteed Life Insurance in Richmond, VA through Kemper Life — designed for people who’ve been turned down before or simply want an easy, no-hassle way to protect their loved ones.

With no medical exam, no health questions, and no waiting room visits, your approval is guaranteed. If you’re between ages 40 and 80, you can qualify — no matter your health history.

How Guaranteed Life Insurance Works

•  No medical exam – approval is automatic.
•  Fixed monthly rates – your premiums never increase.
•  Lifelong coverage – lasts your entire life, as long as premiums are paid.
•  Tax-free benefits – your loved ones receive a cash benefit to help with funeral costs, bills, or debt.

This coverage gives families financial protection and peace of mind — knowing that final expenses, medical bills, or debt won’t become a burden on those they love most.

Who Is Guaranteed Life Insurance For?

This plan is a great fit for Richmond residents who:

•  Have health issues that make other insurance options hard to get.
•  Want a simple plan with no medical questions or exams.
•  Want to cover funeral and burial expenses without burdening family members.
•  Are between 3 and 80 years old.

Even if you’ve been declined before, you’re not out of options. I help clients every week right here in Richmond, Chesterfield, and Henrico find plans that fit their needs and budget.

Why Choose David Lewis Jr in Richmond, VA?

•  Local agent who knows the community — not a call center.
•  Personal guidance from start to finish — I make insurance simple.
•  Trusted Kemper Life representative with years of experience serving Richmond families.

My goal is to make sure no one in our community goes unprotected — especially those who’ve been told “no” by other companies.

Get Your Guaranteed Life Insurance Quote

Fill out the quick form below or call me at (804) 551-9526 to start your coverage today.