Final Expense Coverage From Around $30/Month
No medical exam for most people.
I’m David Lewis Jr — a local Richmond agent. When you call, you’re talking to me directly.
Most families don’t think about this until they have to…
A funeral in Richmond can cost $7,000 to $12,000.
This coverage is simply there so your family isn’t stuck paying that bill.
Most people I talk to qualify for something in the $30–$70/month range.
Why people choose this:
- No medical exam for most applicants
- Some approvals happen the same day
- Your rate is locked in for life
- Covers funeral, burial, and final expenses
Why Richmond families call me:
Helping local families since 2002
5-star rated with 26+ reviews
Based right here in Richmond
You’ll talk to me directly — not a call center
Quick answers:
Do I need a medical exam?
No. Most plans just ask a few health questions.
How fast is approval?
Most people get approved the same day.
Will my rate go up later?
No — once you're approved, it stays the same for life.
No pressure. No obligation.
Just call or text me and I’ll give you a real answer.
