Life Insurance for Blue-Collar Workers — Chesterfield & Henrico, VA | David Lewis Jr
Life Insurance for Blue-Collar Workers — Chesterfield & Henrico
Fast, affordable coverage for the trades, drivers, technicians, and small crews in the Richmond suburbs.
Practical protection for hardworking people
If you work in construction, trucking, HVAC, auto repair, warehousing, or as a skilled tradesperson in Chesterfield or Henrico, you deserve insurance that’s simple, fast, and tailored to your budget. Start with a quick quote or use the calculator below to see suggested coverage.
Fast quotes
Quick final-expense and term comparisons to get you protected sooner.
No-exam options
Guaranteed acceptance and simplified-issue plans for those with health issues.
Payroll-friendly premiums
Monthly plans designed to fit take-home pay and family budgets.
Local service
Richmond-area agent who knows the schedule realities of trades work and crews.
Serving Chesterfield (Midlothian, Chester) and Henrico (Glen Allen, Short Pump, Mechanicsville, Highland Springs).
Neighborhoods & Suburbs — Chesterfield & Henrico
Midlothian (Chesterfield)
Growing suburban community with many tradespeople, contractors, and small-business owners. Popular for families and contractors who need reliable, affordable coverage that won’t stretch monthly budgets.
Chester / South Chesterfield
Industrial and residential mix — many blue-collar households that benefit from no-exam final-expense coverage and short-term income replacement policies.
Glen Allen (Henrico)
Suburban professionals and trade workers — whole life and term blends often work well here to cover mortgage and education goals.
Short Pump & Mechanicsville
Commuter communities with many contractors and delivery drivers. Payroll-draft premium plans are popular for steady coverage without hassles.
Highland Springs
A mix of blue-collar and service-industry households — final expense policies are common and effective here.
Coverage-Estimate Calculator
Local Testimonials
"David helped me get final-expense coverage without an exam — saved my family stress and bills when I needed it most." — R. Hernandez, Chesterfield
"As an HVAC tech, my schedule's hectic. David arranged everything over the phone and got me a fair monthly rate." — K. Powell, Glen Allen
"Fast, clear, and honest. I got a policy to cover the mortgage and a small burial policy for peace of mind." — L. Jackson, Midlothian
Quick FAQ
Can I get coverage with health issues?
Yes — simplified-issue and guaranteed-acceptance plans are available. Ask about graded benefits and waiting periods.
How quickly do beneficiaries get paid?
Many carriers begin payments within days to a few weeks after a claim and a death certificate; straightforward beneficiary designations speed the process.
Do you offer business / key-person coverage for small crews?
Yes — we help small business owners structure buy-sell and key-person policies to keep crews and businesses running.
